This is information for IT Contractors/IT Consultants for
policies incepting between 01 March 2003 and 29 February 2004.
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Cover
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Employer's Liability and Public Liability Insurances (Section
A & B)
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(NO PRODUCTS LIABILITY COVERAGE)
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Geographical Limits:
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Worldwide excluding United States and Canada
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Jurisdiction:
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Any action against the insured must be brought in a court within
the following territories, Great Britain, Northern Ireland, the Isle
of Man or the Channel Islands.
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Limit of Indemnity:
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Employers' Liability £10,000,000 any one occurrence
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Public Liability £1,000,000 any one claim
An extra £1,000,000 is available subject to individual underwriting
and pricing. (Usually £52.50 including IPT.)
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Extensions:
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Health & Safety at Work Act 1974
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Unsatisfied Court Judgements
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Leased or rented premises
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Exclusions:
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Offshore Work
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Professional Negligence
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Loss of Data
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Asbestos (other than as provided by the statutory £5,000,000
Employers' Liability) |
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War and Terrorism (other than as provided by the
statutory £5,000,000 Employers' Liability) |
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Insurer:
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60% MMA Insurance plc via Saturn Professional Risks Limited (Saturn)
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40% Hiscox Insurance Company Limited via Saturn
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The subscribing Insurers under this contract of
insurance are several and not joint and are limited solely to the extent
of their individual subscriptions. The subscribing Insurers are not responsible
for the subscription of any co-subscribing Insurer who for any reason does
not satisfy all or part of its obligations. |
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This cover is automatically granted unless you have:
a. more then one home office and one separate office location.
b. 3
or more employees including Directors.
Coverage in the eventuality of a and/or b above is available
at an additional premium.
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