This is information for IT Contractors/IT
Consultants for policies incepting between 01 March
2004 and 15 October 2004.
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Cover
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Employer's Liability and Public Liability
Insurances (Section A & B)
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(NO PRODUCTS LIABILITY COVERAGE)
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Geographical Limits:
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Worldwide excluding United States and
Canada
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Jurisdiction:
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Any action against the insured must
be brought in a court within the following
territories, Great Britain, Northern Ireland,
the Isle of Man or the Channel Islands.
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Limit of Indemnity:
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Employers' Liability £10,000,000
any one occurrence
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Public Liability £1,000,000 any
one claim
An extra £1,000,000 is available subject to individual underwriting
and pricing. (Usually £52.50 including IPT.)
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Extensions:
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Health & Safety at Work Act 1974
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Unsatisfied Court Judgements
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Leased or rented premises
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Exclusions:
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Offshore Work
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Professional Negligence
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Loss of Data
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Asbestos (other than as provided by the statutory £5,000,000
Employers' Liability) |
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War and Terrorism (other than as provided by the
statutory £5,000,000 Employers' Liability) |
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Insurer:
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60% Hiscox Insurance Company Limited via Saturn Professional Risks
Limited (Saturn)
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40% MMA Insurance plc via Saturn
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The subscribing Insurers under this contract of
insurance are several and not joint and are limited
solely to the extent of their individual subscriptions.
The subscribing Insurers are not responsible for
the subscription of any co-subscribing Insurer
who for any reason does not satisfy all or part
of its obligations. |
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This cover is automatically granted
unless you have:
a. more then one home office and one
separate office location.
b. 3 or more employees
including Directors.
Coverage in the eventuality of a and/or
b above is available at an additional premium.
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