This is information
for IT Contractors/IT Consultants for policies
incepting between 16 October 2004 and
28 February 2006.
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Cover
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Employer's Liability
and Public Liability Insurances (Section
A & B)
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Geographical Limits:
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Worldwide excluding United
States and Canada
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Jurisdiction:
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Any action against the
insured must be brought in a court within
the following territories, Great Britain,
Northern Ireland, the Isle of Man or the
Channel Islands.
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Limit of Indemnity:
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Employers' Liability £10,000,000
any one occurrence
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Public Liability £1,000,000
any one claim
An extra £1,000,000 is available subject to individual underwriting
and pricing. (Usually £52.50 including IPT.)
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Extensions:
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Health & Safety at
Work Act 1974
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Unsatisfied Court Judgements
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Leased or rented premises
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Exclusions:
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Offshore Work
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Professional Negligence
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Loss of Data
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Asbestos (other than as provided
by the statutory £5,000,000 Employers'
Liability) |
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War and Terrorism (other than as
provided by the statutory £5,000,000 Employers'
Liability) |
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Insurer:
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Hiscox Insurance Company Limited via Saturn Professional Risks
Limited (Saturn)
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This cover is automatically
granted unless you have:
a. more then one home
office and one separate office location.
b.
3 or more employees including Directors.
Coverage in the eventuality
of a and/or b above is available at an additional
premium.
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