Employer's Liability and Public Liability Insurances (occurrence)

This is information for Engineers and Other Professionals for policies incepting between 01 July 2001 and 28 February 2003.

To obtain a quotation you must confirm that your operations are exclusively "white collar".

If you are involved in installation work or have offshore marine exposures Randell Dorling Limited will assist you in placing this cover with another Insurer. 

Engineers and Other Professionals may purchase standalone Professional Indemnity.

Cover

Employer's Liability and Public Liability Insurances (Section A & B)

 

(NO PRODUCTS LIABILITY COVERAGE)

 

      

Geographical Limits:

Worldwide excluding United States and Canada

 

 

Jurisdiction:

Any action against the insured must be brought in a court within the following territories, Great Britain, Northern Ireland, the Isle of Man or the Channel Islands.

 

 

Limit of Indemnity:

Employer's Liability £10,000,000 any one occurrence

 

Public Liability £1,000,000 any one claim

 

 

Premium:

Employer's Liability £48.05 + 5% IPT

 

Public Liability £100 + 5% IPT

 

 

Extensions:

Health & Safety at Work Act 1974

 

Unsatisfied Court Judgements

 

Leased or rented premises

 

  

Exclusions:

Offshore Work

 

Professional Negligence

 

Loss of Data

 

  

Insurer:

MMA Insurance plc via Saturn Professional Risks Limited

 

 

This cover is automatically granted unless you have:

a. more then one home office and one separate office location.
b. 3 or more employees including Directors.

Coverage in the eventuality of a and/or b above is available at an additional premium.

Other Information

1  The Public Liability Limit can in some instances, subject to an additional premium, be increased to £5 million any one occurrence.
2  Products Liability can be purchased separately

 

 

 

 

Randell Dorling Ltd is authorised and regulated by the Financial Services Authority ("FSA")

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