This is information for Engineers and Other
Professionals
for policies
incepting between 01 March 2004 and 15 October
2004.
To
obtain a quotation you must confirm that your
operations are exclusively "white collar".
If
you are involved in installation work or have
offshore marine exposures
Randell Dorling Limited will assist you in placing
this cover with another Insurer.
Engineers
and Other Professionals may purchase standalone
Professional
Indemnity.
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Cover
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Employer's Liability
and Public Liability Insurances (Section
A & B)
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(NO PRODUCTS LIABILITY
COVERAGE)
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Geographical Limits:
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Worldwide excluding United
States and Canada
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Jurisdiction:
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Any action against the
insured must be brought in a court within
the following territories, Great Britain,
Northern Ireland, the Isle of Man or the
Channel Islands.
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Limit of Indemnity:
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Employer's Liability £10,000,000
any one occurrence
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Public Liability £1,000,000 any one claim
An extra £1,000,000 is available subject to individual underwriting and
pricing. (Usually £52.50 including IPT.) |
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Premium:
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Employer's Liability £48.05 + 5% IPT
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Public Liability £100
+ 5% IPT
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Extensions:
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Health & Safety at
Work Act 1974
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Unsatisfied Court Judgements
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Leased or rented premises
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Exclusions:
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Offshore Work
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Professional Negligence
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Loss of Data
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Asbestos (other than as provided
by the statutory £5,000,000 Employers'
Liability) |
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War and Terrorism (other than as
provided by the statutory £5,000,000
Employers' Liability) |
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Insurer:
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60% Hiscox Insurance Company Limited via Saturn Professional Risks
Limited (Saturn)
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40% MMA Insurance plc via Saturn
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The subscribing Insurers under
this contract of insurance are several and not
joint and are limited solely to the extent of
their individual subscriptions. The subscribing
Insurers are not responsible for the subscription
of any co-subscribing Insurer who for any reason
does not satisfy all or part of its obligations. |
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This cover is automatically
granted unless you have:
a. more then one home
office and one separate office location.
b.
3 or more employees including Directors.
Coverage in the eventuality
of a and/or b above is available at an additional
premium.
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