Employer's Liability and Public Liability Insurances (occurrence)
This is information
for Engineers and Other Professionals for policies
incepting between 16 October 2004 and 28 February
2006.
To
obtain a quotation you must confirm that your operations
are exclusively "white collar".
If you are involved
in installation work or have offshore marine exposures
Randell Dorling Limited will assist you in placing
this cover with another Insurer.
Engineers and Other
Professionals may purchase standalone Professional
Indemnity.
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Cover
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Employer's Liability
and Public Liability Insurances (Section
A & B)
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Geographical Limits:
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Worldwide excluding United
States and Canada
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Jurisdiction:
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Any action against the
insured must be brought in a court within
the following territories, Great Britain,
Northern Ireland, the Isle of Man or the
Channel Islands.
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| Limit of Indemnity: |
Employer's Liability £10,000,000
any one occurrence |
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Public Liability £1,000,000 any one
claim
An extra £1,000,000 is available subject to individual underwriting and
pricing. (Usually £52.50 including IPT.) |
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| Premium: |
Employer's Liability £48.05
+ 5% IPT |
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Public Liability £100
+ 5% IPT |
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Extensions:
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Health & Safety at
Work Act 1974
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Unsatisfied Court Judgements
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Leased or rented premises
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Exclusions:
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Offshore Work
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Professional Negligence
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Loss of Data
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Asbestos (other than as provided
by the statutory £5,000,000 Employers'
Liability) |
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War and Terrorism (other than as
provided by the statutory £5,000,000 Employers'
Liability) |
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Insurer:
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Hiscox Insurance Company Limited via Saturn Professional Risks
Limited (Saturn)
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Other Information
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1 The
Public Liability Limit can in some instances,
subject to an additional premium, be increased
to £5 million any one occurrence.
2 Products
Liability can be purchased separately
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