Cover

Professional Indemnity Insurance

Geographical Limits:

Worldwide excluding United States and Canada

Limit of Indemnity:

A limit per insured

Up to £3,000,000 in the annual aggregate (inclusive of costs) being the maximum collectable from the Insurer during the 12 month Period of Insurance.

Minimum Excess:

£ 500 each and every loss inclusive of costs and expenses

Conditions:

Premium deemed earned at inception.

Extensions:

Breach of Copyright

Breach of Confidentiality

Loss of Documents

Data Protection Act

Pollution Extension (Additional Premium required)

Libel and Slander

Including Sub Contractors (Additional Premium required)

Exclusions:

Matters known prior to inception

USA and Canada Exclusion

Year 2000 Exclusion Clause

Retroactive date: Inception

NB 1. an additional premium to amend this date may be charged if you have not purchased insurance before.

NB 2. If you have purchased Insurance before including via CFT the retroactive date will be backdated for as long as you have had continuous Professional Indemnity Insurance.